Business Performance – Reviving Value
Corporate performances face an unprecedented array of challenges to decouple and mitigate risks embedded in historic industry correlations. There is significant capital upside to proactively manage restoration of sub-prime and impaired assets with progressive solutions that drive and achieve capital enhancement.
- Strategy for the restoration of financial performance of impaired and sub-prime assets in the banking book requires a dynamic and proactive approach.
- Emergence of progressive economic revival presents the opportunity for taking initiative to identify and collaborate with resilient businesses and counterparties that can sustain to overcome economic stress with appropriate financing re-structures.
- In setting strategy, diligence is exercised as an imperative for balancing judgment with foresight and discretion, to determine the emerging potential upside with:
- Evaluating macroeconomic trends and evolving sectoral corelations, to identify industries with strengthening potential for performance enhancement.
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- Clinical portfolio diagnostics, to identify sub-prime and impaired assets presenting strong potential for performance turnarounds.
- In appraising strategy, we draw on our core expertise and extensive through-the-cycle experience to drive sustainable restoration of impaired and sub-prime portfolio quality with a systematic approach that enables:
- Specific account restructuring solutions and implementation road-maps, aligned to facilitate business turnarounds and projected to yield sustainable recoveries.
- Sustaining performance turnaround momentum by tracking portfolio and specific account level progress, to mitigate performance gaps with early alerts and appropriate guidance.
- Performance evaluation of current portfolios provided with forbearance and stimulus measures under policy guidance, qualifying for progressive support.
- Proactive segmentation of impaired and sub-prime assets by severity and complexity, for efficient allocation of resources with appropriate capability for achieving restoration.
- Enhanced portfolio risk governance, to drive and reinforce operational effectiveness for the restoration of impaired and sub-prime assets.
